Home » Our services » Find a property » Buyers guides
Buyers' guides
Many people who want to own their own home find that today's high prices prevent them from stepping foot on the property ladder.
We offer a number of options that could help you into home ownership. You may wish to buy a property from us outright. Or, if you can't afford to pay the full price for a property, you may still be eligible for an affordability scheme which could make your ownership dream a reality!
Shared ownership
Shared ownsership is a form of low cost home ownership that combines 'renting' with buying. It allows you to have a stake in the ownership of your home if you are currently unable to buy outright. You choose the size of the initial share then pay a monthly 'rent' to us on the rest.
Find out more about shared ownership.
Shared equity
You pay between 60 and 80 per cent of the price of a home and we pay for the rest using a grant from the Scottish Government.
Shared equity mainly helps first-time buyers but it can help others too. For example, if you are looking for a new home after a significant change in your household circumstances or if a disability means you need to move to more suitable housing, we could give you a LIFT into home ownership!
