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Shared Equity
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What is Shared equity?
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The LIFT shared equity schemes are funded by the Scottish Government to help people on low incomes who wish to own their own home but can't afford to pay the full price for a house.
We offer shared equity in several parts of Scotland.
Using shared equity, you can buy a home in partnership with us. You pay between 60 and 80 per cent of the price of a home and we pay for the rest using a grant from the Scottish Government.
Who is eligible?
Shared equity mainly helps first-time buyers but it can help others too.
For example, if you are looking for a new home after a significant change in your household circumstances or if a disability means you need to move to more suitable housing, we could give you a LIFT into home ownership!
There are three types of LIFT shared equity schemes:
1. Open Market Shared Equity
Help with buying any home available for sale on the open market that falls within a given price range.
Due to very high demand for the LIFT scheme, we are not taking any new applications during 2010/11.
Find out more about Open Market Shared Equity »
2. New Supply Shared Equity
Help to buy a new Link home that we have built specifically for shared equity sale.
Find out more about New Supply Shared Equity »
3. New Supply Shared Equity Trial with Developers
A pilot scheme, offering the chance to buy a new home from a private housing developer on a shared equity basis.
Find out more about New Supply Shared Equity Trial with Developers »
