Shared equity helps people on low to moderate incomes who want to buy a home but are unable to meet the full price.
When you buy a shared equity home from Link, or on the open market, you pay for the majority of the equity in the property and the Scottish Government pays for the rest.
The Scottish Government helps you buy the property and they get the same percentage back when you sell or you wish to buy the Scottish Government’s equity stake.
The scheme aims to help the following:
- First-time buyers
- People who currently have a Scottish Secure tenancy with a Council, Housing Association or Cooperative
- Serving Armed Forces personnel or recent veterans
- People with a disability whose current home no longer meets their housing needs
Please note, however, that eligibility for each scheme can vary depending on the Scottish Government’s priorities.
Open Market Shared Equity
The LIFT Open Market Shared Equity scheme can help you buy a home for sale on the open market.Find out more
New Supply Shared Equity
The New Supply Shared Equity scheme can help you buy a new Link home.Find out more