Open Market Shared Equity

Open Market Shared Equity helps people who want to buy a home on the open market but can't afford the full price.

The LIFT (Low-cost Initiative for First-Time Buyers) Open Market Shared Equity (OMSE) scheme provides eligible applicants with funding between 10 and 40% toward the purchase price of a property which has been advertised on the open market.

With the scheme, applicants fund the majority share of the purchase of their property and own the property outright. The Scottish Government will hold the remaining share of the property under a shared equity agreement. In most areas you can increase your share up to 100% in the future.

We administer the scheme on behalf of the Scottish Government across the whole of Scotland.

The Scottish Government has updated the administrative procedures for the Low-cost Initiative for First-Time Buyers (LIFT) scheme as of October 2018.

Following this review, changes to the price thresholds for the scheme came into effect as of 17 December 2018.

All applications made to the scheme after this date are subject to the new thresholds.

Priority groups
Over-60s
What types of property can you buy?
I'm eligible, what do I do now?
My LIFT application has been accepted, what now?

More information

If you would like further information about the scheme, please read the Buyers' Information Guide, or contact our LIFT team on lift@linkhaltd.co.uk or 0330 303 0125